Hire staff / grow revenue
Recruit sales, marketing, operations or administration staff to take on more work.
Possibly relevantBusiness loans / working capital
Understand this finance ↗Enquire about this goal ↗Home/Find finance
START WITH YOUR GOALFind your way to a $1M+ funding plan.
Choose your next move to see which types of commercial finance may be worth discussing. You do not need to know the name of a lending product to start.
Talk about my business ↗12
BUSINESS GOALS. MANY FUNDING POSSIBILITIES.
GOAL → FINANCE OPTION
Start with the outcome. Explore the structure.
These are educational starting points, not credit recommendations or automatic pre-approval.
Finance a car or fleet
Acquire utes, vans, business cars or specialist vehicles without paying in full at purchase.
Possibly relevantEquipment & vehicle finance
Understand this finance ↗Enquire about this goal ↗Purchase a competitor
Fund an acquisition, buyout, new business location or expansion.
Possibly relevantAcquisition finance
Understand this finance ↗Enquire about this goal ↗Build housing / townhouses
Consider land acquisition, subdivision, progress drawdowns and construction facility structures.
Possibly relevantDevelopment & construction finance
Understand this finance ↗Enquire about this goal ↗Get cash from invoices
Access working capital linked to eligible B2B invoices before the customer pays.
Possibly relevantInvoice / debtor finance
Understand this finance ↗Enquire about this goal ↗Fulfil a large order
Pay suppliers or procure inventory against an eligible confirmed customer order.
Possibly relevantPurchase order & contract finance
Understand this finance ↗Enquire about this goal ↗Refinance existing loans
Consider combining eligible facilities or restructuring repayment dates and terms.
Possibly relevantRefinancing & consolidation
Understand this finance ↗Enquire about this goal ↗Manage unpredictable cash flow
Consider an approved limit that can be drawn and repaid as needs change.
Possibly relevantBusiness line of credit
Understand this finance ↗Enquire about this goal ↗Free cash from machinery
Explore whether an owned asset could support a sale-and-leaseback arrangement.
Possibly relevantAsset sale & leaseback
Understand this finance ↗Enquire about this goal ↗Buy a commercial property
Finance eligible premises, warehouses, offices or industrial property purchases.
Possibly relevantCommercial property finance
Understand this finance ↗Enquire about this goal ↗Bridge a settlement
Explore temporary secured funding with a documented repayment or refinance exit.
Possibly relevantBridging / short-term secured finance
Understand this finance ↗Enquire about this goal ↗Address business tax arrears
Discuss lender assessment for an eligible tax or debt refinancing requirement.
Possibly relevantBusiness tax & debt finance
Understand this finance ↗Enquire about this goal ↗REAL-WORLD STRUCTURES
One company can have more than one facility.
Your business might finance vehicles, hold a working-capital line and use invoice finance at the same time. Each lender examines total repayment commitments, securities, affordability and existing liabilities. More facilities are not automatically better.
$1,200,000 for business growth
A term facility could support a planned sales team, marketing campaign or fit-out, subject to cash-flow and lender assessment.
Separate vehicle finance
Vehicles or equipment may be considered under an asset facility rather than added to general working-capital borrowing.
Revolving cash-flow support
Some businesses also have an approved line or debtor facility for day-to-day timing differences.